It's About Control


CIC helps the right company find the right captive
Since 2009 CIC has helped with this process

Ever-increasing premiums are consistently an issue for companies who feel they aren’t getting the deal they deserve. Through our services, companies who are leaders in their field can lower their insurance rates by becoming insurance company owners. By becoming an owner and not just an insurance policy buyer—owners can learn planning, organizational, and administrative techniques that help them take more control of their insurance premiums.

Business owners running successful companies know with economic growth comes increased exposure. A captive option for 3 lines of business — general liability, automobile, and workers’ compensation could lower insurance costs by nearly 60%. Captive members from ALL industries have benefited from these types of programs.

More About Us

What is a Captive Insurance company?

An insurance company that provides insurance to and is controlled by its owners. There are multiple advantages to companies owning their own insurance program including:

Return on Investment

Captives are able to employ greater risk management techniques to lower their own premiums and increase the return on investment.


Natural disasters or economic downturns, which can cause traditional insurance premiums to fluctuate and increase — captive insurance rates remained insulated as they are based on the member’s performance.


Companies are able to recover anywhere from 30-60% of their premiums as dividends.

In other words, companies are able to better tailor both their insurance coverage – and their insurance expenses – to suit their particular business needs.
Get In Touch

Contact us today to learn more about our unique approach to risk management.

With over 80 years of combined insurance experience, Captive Insurance Consulting has helped clients throughout the Southeastern United States to reduce their current overall premiums by up to 60%. Becoming more competitive on the front bottom line as well as generating an investment income with your premiums is our main focus. If you feel your company is among the top 20% in your industry and your company deserves more, contact us today.

We serve clients throughout Southeastern US, including North Carolina, Florida, Georgia and Alabama.

Our office.

2653 McCormick Drive
Clearwater, Florida 33759

Call us.

Mobile | (727) 643-4362
Office | 727-726-8285

Email us.