What we do.
CIC helps to identify and recognize the type of company that would thrive in a captive environment. One of our main goals is to educate by introducing clients to other successful captive members. Once a client becomes a member and is invited to a board meeting they will obtain a greater understanding of the power of their captive group.
Who we are.
At CIC we try to keep things very simple. Growing our member base by identifying the "best in class" is what we consider "OFFENSE". Protecting the client's claims fund or dividends is what we consider "DEFENSE".
OFFENSE - Our main goal is identifying the potential captive member that is looking for more control and a more competitive insurance option. We have found the vetting process can take months, sometimes years, before a client is qualified or ready to join. Evaluating a perspective member's overall risk control program and understanding their 5 year loss history is the first step. Once we have an understanding of their past loss history we can then get a more accurate assessment of their overall culture.
DEFENSE - Our main goal is protecting the member's claims fund. The claims fund, aka...underwriting profits or dividends are what has made insurance companies so wealthy. Helping members protect their claims fund by becoming "safer" is what drives the process. If you control the claims, you control your dividends. Our "in house" loss control and claims manager becomes part of the claims fund "defense" team.
Meet John Hislop
Founder | President
Gina Scolaro - Defense
Gina began her insurance career in 1992 and has been a loyal member of the team since 2003. She is a principal of CIC and understands the servicing needs of our clients.
Laura Bair - Defense
Laura assists in the day to day captive operations. Board meeting arrangements, monthly claim reports, and billing are a few of her duties. This monthly maintenance of our clients helps us understand exactly where they are in the captive premium claims process.
Pat Dallman - Offense
As CIC’s first member – Pat has become a trusted resource and brings 40 years of construction experience. As the president of Raynor Company Group, Pat joined a group captive in 2006 and has been a “go to” reference for prospective members with questions. Pat has since retired and has become a valuable resource, bringing captive knowledge to our members.
Jerry Smithson - Defense
CIC’s “in house” risk control engineer. With 30 years in the claims and risk management business, Jerry has become an asset to our company and its members. Jerry’s main role is to help its members protect their claims fund.
At Captive Insurance Consulting, we have been providing quality service and expert guidance to successful companies since 2006. Our staff guides clients through the process of incorporating risk management techniques, allowing them to take on more calculated risk and become self-insured. This lowers their bottom line costs by turning their insurance premiums into an investment.
A captive insurance company is an insurance provider that is owned and operated by the companies that it insures. Because these carriers like AIG/Zurich/CNA are insuring only a limited amount of risk, premium costs are far more predictable. We have also found that companies having trouble getting insurance at any price due to the high-risk services they provide, such as roofing or tree trimming, are able to insure themselves through a captive. A company like this with the safety controls in place might find a much better program through a captive.
Our office has more than 80 years of combined experience handling the needs of “best in class” businesses. The CIC staff guides clients through the captive approval process one client at a time. By allowing clients to take on more calculated risk and become an insurance owner these captive members can lower their bottom line costs by turning their insurance premiums into an investment.
We trust our partners to help your company build its own powerful alliances. CIC places tremendous value our own partnerships with some of the top firms in the United States. Their commitment to service and excellence matches our own, allowing us to offer our clients truly comprehensive insurance solutions.